S.C. Help may help
Falling behind on your mortgage and worried about foreclosure? Homeowners worried about foreclosure due to reduction in income caused by unemployment or underemployment, reduction in self-employment income, death of a spouse, disability, catastrophic medical expenses or divorce may be eligible for one or more of the following programs administered by SC HELP: Monthly Payment Assistance: pays mortgage up to $36,000 or 24 months whichever comes first while homeowner is seeking employment.
Reinstatement Assistance: pays up to $36,000 on past due mortgage to bring current; provided homeowner can now maintain monthly payments. Modification/Recast assistance: makes a one-time payment to help homeowners qualify for an acceptable modification with their primary lender. Transition Assistance for Deed-in-Lieu or Short-Sale: provides $5,000 grant to help transition families from homeownership to rental housing if they qualify. Call South Carolina Legal Services at 1-888 -257-1988 or 1-855 435-7472. Apply online at www.SCHELP.gov