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2/03/17: Dollar Stretcher

on Friday, 03 February 2017. Posted in Dollar Stretcher

Want to live better on the money you already make? Visit 
<www.stretcher.com/index.cfm?TipsSyn> to find hundreds of articles to help 
you stretch your day and your dollar! Copyright 2017 Dollar Stretcher, Inc.

 

Milk Savings

I always buy the store brand milk. I know that it's the same as the 
national brands because I used to work in a dairy. We filled different 
brand containers with the exact same milk.
Joe


Slippery Walks?

In our city, the public works department will give you free sand and rock 
salt mix for your sidewalks. You just need to pick it up. I take a couple 
of five-gallon buckets and fill them up. It's cheaper than anything the 
store has to offer.
Jeremy


Kitchen Baggies

I got tired of buying and then throwing out resealable bags. Therefore, I 
bought some containers that I can reuse. They didn't cost much, and now 
I've cut down on our baggie use. It's not a big savings, but I'd rather 
spend my grocery money on food than plastic.
Nora


My Compost

In my office, we go through a lot of coffee. I've asked my co-workers to 
save the used grounds for me. They just put the filter and the grounds into 
a container that I brought in. I take it home each week and add it to my 
compost container. I'm already looking forward to gardening season.
Chris


PT Work

If you're looking to make some extra money, here's a fun way to do it. When 
you do your shopping, ask the store if they need help with anything. In the 
past, I've delivered pizzas and brochures for an A/C company. One time I 
helped a janitorial supply company reorganize their storeroom. You never 
know what will turn up if you just ask.
Dion


The Coin Operated Trick

I have a trick that I use when I do laundry. I pretend that I'm at the 
laundromat and have to pay to use the washer and dryer. I keep an empty 
coffee can nearby. Every time I use the washer or dryer, I put a buck in 
the can. It's not a lot, but it adds up over a few months. Of course, it 
does make me wonder why I have to do so much laundry!
Emma


Resetting Goals

My New Year's resolution to lose weight wasn't going anywhere. After two 
weeks of failing, I decided to try something new. I put it in writing, and 
I read it first thing every morning. I don't know if it's the fact that 
it's right in front of me, but I've met my goal the last few days. I think 
I'm going to try the same thing for saving money (something else that's 
been hard to do).
Briana


Looking for a Job?

I worked in the HR department of a large company. There are two pieces of 
advice that I give anyone who's looking for a job. First, research the 
company before the interview. Read about what they're doing, so you can ask 
the interviewer some questions about the company. That immediately 
separates you from most of the people who will be interviewed. Secondly, 
don't ask about salary or perks until they make an offer. You're trying to 
impress them with what you can do for the company, not what the company can 
do for you.
Holly


Check Your Credit

I was the victim of identity theft and didn't know it. I had a number of 
credit cards with a zero balance that I didn't use. I didn't think anything 
when I didn't get a statement from them. I didn't know that someone 
claiming to be me changed the address and ran up a balance on the card. I 
only found out about it when I saw my credit score start to drop. Now I 
check the balance on all my credit card accounts at least once a month. 
That won't keep me from being a victim, but it will minimize the damage.
Eileen


Keeping Copies

If you've ever lost your wallet, you'll understand this. Don't keep 
important papers where you can lose them and make sure that you have copies 
somewhere safe. You should never carry your Social Security card in your 
wallet. You do need to carry credit cards but have a copy saved at home. 
The same thing is true with your car. Don't keep the only copy of your 
insurance card in the console. If your car is stolen, you'll need it.
Tiffany


Don't Run Out

With three teens in the house, I couldn't tell when we were running out of 
things. I never knew what to put on the grocery list or what I could count 
on when I was making dinner. I came up with two solutions. I put together a 
list of all of our grocery items in a Word document. It's posted in our 
pantry. If someone takes the last of something, he/she is responsible for 
putting a check mark on the inventory list. I do something similar with the 
fridge and freezer. I keep a handwritten list on the door. When I put a 
roast in the freezer or leftovers in the fridge, it goes on the inventory. 
If someone eats up an inventory item, he/she needs to cross the item off 
the list. Now I know what to buy in the grocery store!
Gwen


The Weekly Meeting

Each Monday evening right after dinner, my wife and I have a short finance 
meeting. Together we update our financial software and discuss anything 
that's happened in the past week. If either of us overspent our allowance, 
it's time to fess up. The weekly meeting also allows us to plan for things 
like insurance and property taxes, so we're never caught off guard. They 
say that finances break up a lot of marriages. We're not going to be one of 
them!
Nate

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